Under commonly used housing affordability benchmarks, housing costs above 50% of household income are generally described as a severe cost burden.
1 Housing Inequality: Concepts and Measures Online Quiz Questions
Use this free practice quiz with 20 questions to review 1 Housing Inequality: Concepts and Measures, test your knowledge, and prepare for your next test or exam.
In HUD point-in-time count categories, staying in a vehicle or another place not intended for regular sleeping is classified as .
A household has monthly income of 2,500 units and monthly housing costs of 1,000 units. What percentage of its income goes to housing? Enter the percentage value, such as 40 for 40%.
Which measure describes an affordable-housing gap for a particular income group?
- A
The difference between average rent and the median home price
- B
The difference between homes affordable to an income group and households in that group
- C
The share of households spending more than 30% of income on housing
- D
The number of neighborhoods with similar racial or ethnic composition
A researcher wants to measure how much income a household has left after paying housing costs. This measure is called .
Which widely used index measures how similarly groups are distributed among neighborhoods?
A researcher wants to estimate potential contact between members of different groups in neighborhoods. Which measure is most directly relevant?
- A
Dissimilarity index
- B
Isolation index
- C
Interaction index
- D
Concentration measure
Which aspect of residential segregation describes how near a group is to the urban center?
- A
How much physical space a group occupies
- B
How near a group is to the urban center
- C
How strongly a group's neighborhoods adjoin one another
- D
How similarly groups are distributed among neighborhoods
Which factors can contribute to residential segregation? Select all correct choices.
- A
Past and present housing policies
- B
Discrimination
- C
Unequal access to credit and housing
- D
Land-use decisions
The boundaries chosen for neighborhoods and the larger study area can affect measured patterns of residential segregation.
- A
True
- B
False
A household's housing costs are below 30% of its income. Which conclusion best reflects a limitation of relying on that ratio alone?
- A
It cannot be used to compare households or places
- B
It does not include any measure of housing costs
- C
It establishes whether the home is safe and close to services
- D
It does not show remaining income or whether the home is adequate and well located
Which are limitations of HUD point-in-time counts as measures of homelessness? Select all correct choices.
- A
They provide a one-night snapshot rather than a count of everyone experiencing homelessness over a year
- B
Their results depend in part on local counting methods
- C
They do not capture every episode or every form of housing instability
- D
People temporarily staying with friends or relatives may not be included in the same PIT categories
Explain at least two ways housing affordability, residential segregation, and housing instability can reinforce one another. Use specific pathways, and avoid implying that any outcome is inevitable.
What is the term for the income a household has left after paying its housing costs?
A household earns $2,000 per month and spends $800 per month on housing. Under the common 30% and 50% benchmarks, how should its housing cost burden be classified?
- A
Cost-burdened, but not severely cost-burdened
- B
Not cost-burdened
- C
Severely cost-burdened
- D
The information is insufficient to determine whether the household is cost-burdened
Which comparison identifies an affordable-housing gap for a particular income group?
- A
The difference between median rent and median home value in a city
- B
The difference between the number of homes affordable to an income group and the number of households in that group
- C
The share of households spending more than 30% of income on housing
- D
The number of vacant homes divided by the total number of homes
A household earns $3,000 per month and spends $1,050 per month on housing. What is its housing cost-to-income ratio as a percentage?
A person spends the night in a vehicle that is not intended for regular sleeping. How would this situation be classified in the HUD point-in-time homelessness categories described in the material?
- A
Sheltered homelessness, because the person is not outdoors
- B
Sheltered homelessness, because a vehicle provides some protection
- C
Unsheltered homelessness, because the vehicle is not intended for regular sleeping
- D
Neither category, because PIT counts include only people in emergency shelters
A HUD point-in-time count is designed to count everyone who experiences homelessness at any time during a year.
- A
True
- B
False
What aspect of residential segregation does the dissimilarity index primarily measure?
- A
The likelihood that members of different groups share a neighborhood
- B
How evenly groups are distributed among neighborhoods
- C
How much physical space a group occupies
- D
How close a group’s neighborhoods are to the urban center
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